First on Solana

The financial OS for everyday life.

Receipt-powered financial intelligence.

Spending analysisHabit visibilityPrice memory

How It Works

Three simple steps to start building your financial operating system.

Beta ยท Open now
1

Create Your Account

Sign up for free and start using Yumo Yumo today. We're in beta โ€” your feedback helps shape what we ship next.

2

Upload Your First Proof

Add an eligible receipt so Yumo can read products, merchants, timing, and hidden-cost signals.

3

Build Memory & Contribution

See price memory and guidance in the app; eligible activity can also create non-transferable contribution records.

Technology Stack

The rails behind Proof of Expense

AI reads the receipt. Solana anchors the reward. Trusted infrastructure keeps the loop fast, secure, and verifiable.

OpenAI

Google

Solana

Vercel

Cursor

Cloudflare

Phantom

Yumo Yumo is not affiliated with or endorsed by the companies shown. Logos and names are trademarks of their respective owners.

Development Roadmap

Our journey to revolutionize spending rewards

P1 ๐Ÿš€
P1 ๐Ÿš€

Phase 1 โ€” Early Data Contributors Awareness Begins

Fair Launch: Community-led liquidity & price discovery
PoE Data Contribution: Turn receipts into in-app contribution records
Digital Identity: Claim your Foundation NFT & start leveling
P2 ๐Ÿ“ˆ
P2 ๐Ÿ“ˆ

Phase 2 โ€” Expansion From Data to Power

Smart Agents: NFTs evolve into AI-powered companions
Staking Unlocks: High-APR pools for early believers
Merchant Matrix: Category-based reward multipliers
P3 ๐ŸŒ
P3 ๐ŸŒ

Phase 3 โ€” Intelligence The System Thinks

Advanced Insights: AI-driven financial reports
HCI Index: Global hidden cost dashboard
Protocol Maturity: Fully data-backed economy
๐Ÿ’Ž Tokenomics

Token Distribution

How INT is shared

Total supply: 99B $INT โ€” engineered for Proof of Expense, staking, and long-term contribution

65%
User Rewards (Proof of Expense)

Primary pool for verified receipt contribution and PoE system participation.

10%
Proof of Contribution

Bonus pool tied to contribution quality and leaderboard snapshots โ€” earned by the core team and outside contributors through work impact.

10%
Staking & long-term incentives

Rewards for long-term holders and stakers, released over a 5-year horizon.

5%
Liquidity

Seeds healthy on-chain markets and exchange liquidity at TGE, with a governed reserve for market depth.

5%
Airdrops & community quests

Gamified missions, milestone campaigns, and community distributions.

5%
Referral rewards

Event-based unlocks when invitees complete verification milestones (e.g. a successful PoE upload).