Terms & Conditions
Last Updated: April 6, 2026
Welcome to Yumo Yumo.
These Terms & Conditions govern your access to and use of our website, apps, panels, subdomains, and related services. By creating an account or using the Services, you agree to these Terms.
1. Eligibility
You must be at least 18 years old, or the age of legal majority in your jurisdiction, to create and use a Yumo Yumo account.
2. Account Responsibility
You are responsible for the accuracy of the information you provide during signup, the confidentiality of your password and account credentials, and the activities that occur under your account.
3. Scope of the Services
The Services may include account creation, email verification, password reset, profile management, receipt upload, spending analysis, hidden-cost insights, rewards features, and related digital tools. We may update, expand, limit, or discontinue features at any time.
4. User Content and Data-Derived Outputs
You confirm that any receipts, submissions, and content you upload are lawfully shared and do not violate the rights of others. You understand that eligible datasets may be transformed into anonymized or aggregated outputs used for analytics, benchmarking, reporting, product intelligence, and related commercial uses where those outputs no longer identify a specific person.
5. Rewards and Token-Related Features
Any rewards, points, token-like units, or utility features available in the Services are subject to product rules, eligibility requirements, and technical constraints that may change over time. Nothing in the Services constitutes financial, investment, tax, or legal advice. Any tax consequences remain your responsibility.
6. Prohibited Use
You may not create accounts with false information, upload fake or unauthorized materials, misuse automation or bots, attempt to bypass security, manipulate rewards logic, engage in unlawful conduct, or interfere with the integrity of the platform.
7. Intellectual Property
The platform design, software, code, trademarks, content, and service logic are owned by Yumo Yumo or its licensors. Your right to use the Services is limited, personal, non-exclusive, revocable, and non-transferable.
8. Privacy and Disclosures
Your use of the Services is also governed by our Privacy Notice / KVKK disclosure. The signup disclosures and acceptance records form part of the account creation flow.
9. Third-Party Services
We may rely on third-party providers for infrastructure, hosting, email, security, analytics, wallets, blockchains, and related technical services. We are not responsible for outages, policy changes, or technical limits imposed by those third parties.
10. Disclaimers
Hidden-cost estimates, benchmarks, and insight outputs are informational only. They do not constitute professional advice. The Services are provided on an "as is" and "as available" basis to the fullest extent permitted by law.
11. Limitation of Liability
To the fullest extent permitted by law, Yumo Yumo is not liable for indirect, incidental, special, consequential, or punitive damages, loss of profits, or loss of data arising from your use of the Services.
12. Suspension and Termination
We may suspend, restrict, or terminate accounts where we detect contractual breaches, unlawful conduct, fraud, abuse, or security risks, or where required by law.
13. Changes to the Terms
We may revise these Terms from time to time. Material changes may be announced through the website, app, or another reasonable digital channel. Continued use of the Services after an update may constitute acceptance of the revised Terms.
14. Governing Law
These Terms are governed by the laws of [insert jurisdiction]. Any disputes shall be resolved before [insert court or arbitration venue], unless mandatory local law provides otherwise.
15. Contact
Questions about these Terms may be sent to info@yumoyumo.com.
If you do not agree to these Terms, you should not create an account or use the Services.
Last Updated: April 6, 2026